Wear It Now, Pay Later

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Wear It Now - Pay Later - Shop Pay - Pay in 4 Interest-Free Installments - How It Works

Split your purchase into 4 easy payments, with no hidden fees, no surprises with Shop Pay!

No impact on your credit score, and you’ll never pay interest or late fees.*



1.) Add Items to Your Cart.

2.) Check Out with Shop Pay.

3.) Choose to Pay in 4 Installments.

Your first payment is either due at checkout or 2 weeks after your purchase.

The next 3 remaining installments are automatically charged to your card saved on Shop Pay every 2 weeks.

And, don't worry, you'll get an email reminder before each payment to remind you!

Note: To use Shop Pay Installments, your shipping address must be in the United States.


Is There a Minimum Order Amount?
You have the option to pay for orders between $50 and $3,000 USD, including discounts, shipping and taxes, in 4 installments.

What is the Option to Pay in Installments on Shop Pay?
When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into 4 equal, biweekly installment payments—with 0% interest, no hidden or late fees, and no impact on your credit score.* In some instances, your first payment is due when you make your purchase; otherwise, your first payment is due 2 weeks after your purchase.

Which Payment Methods are Accepted if I Use the Option to Pay in Installments on Shop Pay?
The installments option on Shop Pay is available on debit and credit cards.

Are there Late Fees?
No, there are no late fees if you miss a scheduled payment.

What if I Make a Return on a Purchase Made through Installments with Shop Pay?
You will receive store credit, as Shop Pay's return policy states.

Have more questions?
For questions about installment payments on Shop Pay, visit: shop.affirm.com/help.
For questions about Shop Pay or the Shop App, visit: shop.app/help/shop-pay.

* Payment options are offered by Affirm and are subject to eligibility check and might not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license.

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